Bluecastle Realty

Buying a home the old fashion way?  Ok… but if you have access to Bluecastle’s software Turboagent, it might not be the best way.

If you saw a home that met your needs and loved it, are you prepared to buy it? Do you want to buy that home, the best deal on the market for you, in one day? If you answered yes to both of those questions, then Bluecastle Realty is for you!

Consider a new revolutionary way to find and buy the right house for you. Bluecastle’s proprietary patent-pending software Turboagent (R) allows you to identify more expensive properties and still have the same monthly payment than much lesser expensive properties. Hundreds of properties get scanned in seconds, yielding the best deals in the market for your taste and budget. Bluecastle Realty clients consistently find their home the first day you go out to see properties. Since 2001, it has helped thousands of families locate the best deal on the market, their home, the first day of looking and it can help you too!

Using a never before seen systematic approach, Bluecastle’s computer software Turboagent (R) guides our realtors and buyers to find the best deal in the market according to the taste of the buyer. In just seconds, the software filters properties whose payments are the same regardless of the purchase price. That means you could potentially buy a $300,000.00 home and have the same mortgage payment of a $250,000.00 home. That makes a big difference in what you could buy!

Starting at 9:00 am with every single property available for sale in the real estate market (about 43,000 properties in the tri-county market), your search gets narrowed down to the location, criteria, and price, usually around 500 properties. Next, we include only those homes whose mortgage payments and the cash you need to buy them, are affordable to you, and this brings the quantity down to about 150 properties (if what you want is in line with what it costs)

Then, you look at the overall location, the street view of the neighborhood, the schools, the crime for the community, the census data, the monthly payment, the total cash you need to buy that house, and of course, the pictures of each property. If you like all of it, we will show the house to you right then in there.

Between 1:00 pm and 7:00 pm you go visit all the properties you selected, one after the next. By process of elimination, you easily identify the best three to five properties on the market for your taste and your budget. These properties are the best deal on the market for you. You will achieve in one day, what most other people achieve in 120 days. And in one day you will see twice the amount of properties that most people see in four months.

And it gets even better. When you use Bluecastle Realty, in addition to Bluecastle Lending and Bluecastle Title & Escrow, many of your settlement charges are covered for you allowing you to purchase your new home with half the funds you will need with most other mortgages, real estate and title companies. Most of our clients save around $15,000.00 in cash out of pocket, and you probably can save as much too. It is subject to credit and underwriting approval, only for government loans, and other restrictions apply.

Below find the chart that lets you know how much money most of our clients need TOTAL to purchase real estate based on their credit score, loan type and purchase price using our Closing Cost Assistance Program. This is the total cash they will need, and it includes insurance, escrows, pre-paids, title fees, mortgage fees, etc. For example, a $150K buyer will need approximately $8,962.50 if the credit score is 580, or $6,369.00 if the credit is 720. A $300K FHA buyer will need $13,038.00 with a 680 score.

FHA LOANS

Purchase Price 580 Score 600 Score 620 Score 640 Score 660 Score 680 Score 700 Score 720 Score
$150,000.00 $8,962.50 $8,962.50 $8,056.50 $7,119.00 $6,931.50 $6,744.00 $6,744.00 $6,369.00
$200,000.00 $11,692.00 $11,692.00 $10,442.00 $9,192.00 $8,942.00 $8,692.00 $8,692.00 $8,192.00
$250,000.00 $14,615.00 $14,615.00 $13,052.50 $11,490.00 $11,177.50 $10,865.00 $10,865.00 $10,240.00
$300,000.00 $17,538.00 $17,538.00 $15,663.00 $13,788.00 $13,413.00 $13,038.00 $13,038.00 $12,288.00
$350,000.00 $20,286.00 $20,286.00 $18,098.50 $15,911.00 $15,473.50 $15,036.00 $15,036.00 $14,161.00

VA Purchase – Regular Army – 1st Use

Purchase Price 580 Score 600 Score 620 Score 640 Score 660 Score 680 Score 700 Score 720 Score
$150,000.00 $5,098.00 $5,098.00 $3,786.00 $2,661.00 $2,473.00 $2,286.00 $2,2864.00 $1,911.00
$200,000.00 $5430.00 $5,430.00 $3,680.00 $2,180.00 $2,000.00 $2,000.00 $2,000.00 $2,000.00
$250,000.00 $6,702.00 $6,702.00 $4,514.50 $2,639.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00
$300,000.00 $7,549.00 $7,549.00 $4,924.09 $3,000.00 $3,000.00 $3,000.00 $3,000.00 $3,000.00
$350,000.00 $8,282.00 $8,282.000 $5,219.00 $3,500.00 $3,500.00 $3,500.00 $3,500.00 $3,500.00
$400,000.00 $8,995.00 $8,995.00 $5,495.00 $4,000.00 $4,000.00 $4,000.00 $4,000.00 $4,000.00

Please note that Baglioni Real Estate is now Bluecastle Realty.

For information on this program contact Bluecastle Lending at 954-866- 0000 or email info@bluecastleLending.com . Bluecastle Lending is an Equal Opportunity Lender

 

Bluecastle Realty is a d/b/a for Baglioni & Associates Realty LLC Lic # CQ1038727. Broker of Record: Martin A Baglioni Lic# BK657296