Bluecastle Realty

Buy Your Home Quickly & Easily, With a Payment You Can Afford, and Half the Cash Your Bank Wants.

When you use Bluecastle Realty, in addition to Bluecastle Lending and Bluecastle Title & Escrow, you could get up to $13,000.00 in lender credits allowing you to purchase your new home with half the funds you will need with most other mortgages & real estate companies. When you add our lender credit (up to 3.5% of the loan amount) with no origination fees (normally 1% of the loan amount) & no underwriting fee (usually $1,500.00), you can save up to $18,000.00 in cash out of pocket with a 373,000.00 loan amount. *

Below find the chart that lets you know how much money most of our clients need TOTAL to purchase real estate based on their credit score, loan type, and purchase price. This is the total cash our clients will likely need, and it includes insurance, escrows, pre-paids, title fees, mortgage fees, etc. For example, a $150K buyer will need approximately $8,962.50 if the credit score is 580, or $6,369.00 if the credit is 720. A $300K FHA buyer will need $13,038.00 with a 680 score.

Find out if you qualify for the program by calling Bluecastle at 954-866-0000 or email info@bluecastleLending.com

FHA LOANS

Purchase Price 580 Score 600 Score 620 Score 640 Score 660 Score 680 Score 700 Score 720 Score
$150,000.00 $8,962.50 $8,962.50 $8,056.50 $7,119.00 $6,931.50 $6,744.00 $6,744.00 $6,369.00
$200,000.00 $11,692.00 $11,692.00 $10,442.00 $9,192.00 $8,942.00 $8,692.00 $8,692.00 $8,192.00
$250,000.00 $14,615.00 $14,615.00 $13,052.50 $11,490.00 $11,177.50 $10,865.00 $10,865.00 $10,240.00
$300,000.00 $17,538.00 $17,538.00 $15,663.00 $13,788.00 $13,413.00 $13,038.00 $13,038.00 $12,288.00
$350,000.00 $20,286.00 $20,286.00 $18,098.50 $15,911.00 $15,473.50 $15,036.00 $15,036.00 $14,161.00

VA Purchase – Regular Army – 1st Use

Purchase Price 580 Score 600 Score 620 Score 640 Score 660 Score 680 Score 700 Score 720 Score
$150,000.00 $5,098.00 $5,098.00 $3,786.00 $2,661.00 $2,473.00 $2,286.00 $2,2864.00 $1,911.00
$200,000.00 $5430.00 $5,430.00 $3,680.00 $2,180.00 $2,000.00 $2,000.00 $2,000.00 $2,000.00
$250,000.00 $6,702.00 $6,702.00 $4,514.50 $2,639.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00
$300,000.00 $7,549.00 $7,549.00 $4,924.09 $3,000.00 $3,000.00 $3,000.00 $3,000.00 $3,000.00
$350,000.00 $8,282.00 $8,282.000 $5,219.00 $3,500.00 $3,500.00 $3,500.00 $3,500.00 $3,500.00
$400,000.00 $8,995.00 $8,995.00 $5,495.00 $4,000.00 $4,000.00 $4,000.00 $4,000.00 $4,000.00

It gets better.

Consider a new revolutionary way to find and buy the right house for you. Bluecastle’s proprietary patent-pending software Turboagent (R) allows you to identify more expensive properties and still have the same monthly payment than much lesser expensive properties. Furthermore, it allows you to find the best deal on the market, the first day looking.

In just seconds, Turboagent (R) filters properties whose payments are the same regardless of the purchase price. Hundreds of properties get scanned in seconds, yielding the best deals in the market for your taste and budget. That means you could potentially buy a $300,000.00 home and have the same mortgage payment of a $250,000.00 home. That makes a big difference in what you could buy!

How do you find your home on the first day?

Starting at 9:00 am with every single property available for sale in the real estate market (about 43,000 properties in the tri-county market), your search gets narrowed down to the location, criteria, and price, usually around 500 properties. Next, we include only those homes whose mortgage payments and the cash you need to buy them, are affordable to you, and this brings the quantity down to about 150 properties (if what you want is in line with what it costs)

Then, you look at the overall location, the street view of the neighborhood, the schools, the crime for the community, the census data, the monthly payment, the total cash you need to buy that house, and of course, the pictures of each property. If you like all of it, we will show the house to you right then in there.

Between 1:00 pm and 8:00 pm you go visit all the properties you selected, one after the next. By process of elimination, without fail, you easily identify the best three to five properties on the market for your taste and your budget. These properties are the best deal on the market for you. You will achieve in one day, what most other people achieve in four months, and you will see twice the amount of properties that most people see in the same time frame.

Please note that Baglioni Real Estate is now Bluecastle Realty.

For information on this program contact Bluecastle Lending at 954-866- 0000 or email info@bluecastleLending.com . Bluecastle Lending is an Equal Opportunity Lender

Bluecastle Realty is a d/b/a for Baglioni & Associates Realty LLC Lic # CQ1038727. Broker of Record: Martin A Baglioni Lic# BK657296

* It is subject to credit and underwriting approval, only for government loans, and other restrictions apply.