Jumbo Mortgage Loans

The conforming limit, which is the maximum loan that Fannie Mae and Freddie Mac will buy in the secondary market varies by location. In most housing markets it’s $453,100.00, and any mortgage loan higher than that is a Jumbo Mortgage Loan. To qualify for a jumbo mortgage today, you should expect to make a down payment of at least 10 percent for a purchase and document your income.

Bluecastle Lending offers both 30-year fixed jumbo loans and adjustable rate
mortgages. Our Jumbo Loan programs do not include mortgage insurance premiums, saving you even more money. Get an instant mortgage rate quote on our Rates page.

With few exceptions, Jumbo Loan borrowers have to furnish financial records documenting that they earn what they say they earn. We require borrowers to fully document two years of income history and to have credit scores of 700 or higher. If this is not possible, visit our pages for Self-Employed loans and Subprime loans.

Among the most competitive 30-year fixed rates in the industry, Bluecastle Lending offers incentives on all purchase transactions. From primary homes to investment properties, Bluecastle Lending provides jumbo loans up to 90% LTV with no PMI, with clear, hassle-free guidelines.

• Eligible for primary, secondary and investment properties
• FICOs as low as 700
• Up to 90% LTV with no PMI
• Up to 50% DTI with 80% loan to value
• Loan amounts up to $3,000,000
• Fixed rate and ARM loans available

For information on this program contact Bluecastle Lending at 954-866-0000, email info@bluecastlelending.com.  Bluecastle Lending is an Equal Opportunity Lender