We don’t charge an origination fee on any FHA, VA, Conventional and Jumbo loans. We normally don’t charge the borrower on Subprime, Self Employed, most Real Estate Investor and Condo loans. We do charge on all Hard Equity loans.
Most loans are 100% lender paid, and our profit margin is so low that the interest rates are often perceived as unbelievable by many borrowers. Take a look for yourself and do a search to find out your rate on Today’s Rates page. Be aware that these rates are real and they can be locked as of the moment the search is made.