Please visit our page How to Fix Your Credit. Additionally, you could contact a credit restoration company.

Bluecastle Lending will give you, free of charge, a detailed report on how to fix your credit and achieve the  desired credit score efficently. Other companies will charge you between $1,500.00 and $2,500.00 for this  service. We believe that the hand that gives receives. We have been able to improve the score 60 points in 30 days, and more than 100 points in four months.

For FHA 550 if you are putting 10% down, 580 if you are putting 3.5% down. For VA 580, for Conventional 620 and for Jumbo 700. No credit score needed for Hard Equity.