The first step is to take a loan application. You can do this by calling us at 954-866-0000 or by using our Instant PQ page. The second step is to deliver the documents. Please visit our How to Deliver Your Documents page. To get familiar with the loan process, please read our How to Get Your Loan Funded page
Usually, loan applications are taken over the phone, and they take about 10 to 15 minutes with normal credit request scenarios. Coming Summer 2018, you could use our Instant PQ tool and get prequalified instantaneously 24 hours/day without having to speak to anyone. It will take just as long. Alternatively, you could always come to the office to do the application.
Our processing department is outstanding, and we have 24-hour underwriting answers. We normally like to schedule 30-day closings, however, if you need to close sooner we can do it as long as you are as fast providing the documents to us. We have closed FHA loans starting from zero as fast as two weeks with previously underwritten loans.